Financial Perspective

‎”If the US Government was a family, they would be making $58,000 a year, they spend $75,000 a year, & are $327,000 in credit card debt. They are currently proposing BIG spending cuts to reduce their spending to $72,000 a year. These are the actual proportions of the federal budget & debt, reduced to a level that we can understand.” – Dave Ramsey

If She Can Write A Thank-You Note You Can Too

Thank-You Note

My wife received a thank-you note from someone today. This is not just anyone.

The person she received a thank-you note from has a husband who is dying from cancer right now. He does not have much longer to live. This has been a long battle, he has fought bravely and he has lived much longer than the doctors thought he would. But, his time is coming to an end.

The family has little children as well. In the past few months the wife’s mother died from cancer. Her husband is staying in the hospital because his body is too weak for him to live at home right now. So you can imagine how much time they spend at the hospital.

I can’t imagine the stress and anxiety she is living through right now.

Yet, she found the time to make a handmade card and write a thank-you note for a minor thing that my wife did to help.

Do you know how much this thank you note meant to my wife?

What’s Your Excuse?

The common courtesy of writing thank-you notes is something that is, unfortunately, a dying thing.

I am horrible at writing thank-you notes.

I am horrible at writing thank-you notes when my life does not include the prospect of a spouse passing away and dealing with how to help young children deal with losing their dad.

I know that I don’t have any excuse for being so lousy at this other than laziness.

How is your track record at writing thank-you notes?

If it is lousy, what’s your excuse?

The Moral: Write Thank-You Notes, You Have No Excuse

Writing a thank-you note is a small gesture that means a lot. It does not take much time and the time invested is well worth what it means to the person who receives it.

If you owe someone a thank you, go right now and write them a note. Everyone who reads this can probably think of someones they can say thank you to.

Shut off your browser, don’t email the person, but hand write them a note. Both they and you will be thankful you did.

Do People Look at You Funny? How to Fit Into a New Culture

Karate Kitten

Image by MoonSoleil via Flickr

My family and I are going to be moving to another country this upcoming year. My wife and I are very excited about this amazing opportunity and cannot wait to live in a new place.

But, this is a little different then moving across town where you keep the same culture and are only adding a new home to your worries (although a new neighborhood is a new culture). Plus, my two kiddos will have to adjust to a brand new way of life that will be different from what they have known. And for kids the familiar is extremely important for the sense of safety.

I recently watched the movie The Karate Kid (2010) and the main character Dre (played by Jaden Smith) suffers from culture shock when his mom moves them to China. He finds out right away that things are very different from where he grew up in the United States. Because he doesn’t understand the culture he is bullied and very soon wants to move back to the States. Slowly he begins to learn the culture, with the help of a mentor, and he is able to better fit in by the end of the movie.

It easy for most people to think, “I am never moving to a new country so this is something I will never have to deal with.” But, all of us experience new cultures very regularly.

You experience a new culture anytime you: get a new job, move neighborhoods, go to a new church, go to a new gym, find a new restaurant you like to frequent, etc.

How to Fit Into a New Culture

Here are some ways to help you fit in to a new culture:

  1. Be flexible. And no I am not talking about the flexibility that Smith’s character had in the Karate Kid. I am talking about being able to roll with whatever comes your way. A former organization I worked for had the motto “Flex or die.” We took groups into foreign cultures and if they were not flexible, the trip would be miserable for them. The same will happen for you if you are not willing to be flexible with your way of doing things. If you have a flexible mindset up front you will be able to make adjustments easier than if you reluctantly change. Remember, you are new to their culture; you have to change, they don’t.
  2. Learn the language. Going to a different country means sometimes learning a new language and it is usually very obvious what the language is. If you move to France it is French, Greece it is Greek, Mexico it is Spanish, China it is Chinese. But when you join a new gym or frequent a new coffee shop it can be more difficult to pick up on the language. Every place has their own language and in order to fit in you need to learn it. This does a couple of things. One, you gain the respect of the people because they see that you are trying to learn their ways. Two, it helps you to communicate at a higher level and this will facilitate better relationships. So if the new language is not completely obvious, listen to the people and watch them. Pick up on how they speak and act.
  3. Don’t think you are better than they are. I have seen this played out in a number of trips overseas. An American goes into a different country and proceeds to tell the people their way is a better way to do something. Thus, offending the people they are visiting because they have done it that way for longer then the USA has been a country and the person doesn’t realize how their way of doing it is so much a part of their culture. When you enter a new culture learn from them, don’t try to teach them your way (at least not until you have gained their respect and trust). You will gain their respect and trust much faster by listening and learning from them. Put them first and make yourself second. Plus, you will often learn a new way to do and see things that will broaden your understanding of what you already know.
  4. Have fun. Be able to laugh at yourself. You are going to make mistakes and you are going to stick out like a sore thumb. Instead of focusing on how difficult it is to get things right, have fun with it. Some of my richest experiences in life have been when I was immersed in a new culture. Part of the reason came from my willingness to have fun with it. I did not take my pride as something to hold on to. Laughter and fun are universal languages, everyone (well almost everyone) loves to have a good time. I don’t care if you are from Argentina or Rwanda, people generally like to laugh. So if you are able to do it yourself, it will be infectious and others will want to be around you.
  5. Have someone to talk to about the difficulties. There is usually a point at which you will long for the old culture. During this time it is a great idea to have someone you can talk to about your difficulty. This person doesn’t need to be an expert, they need to be someone who listens. If they can offer some valuable advice that is great, but the best thing for you is to feel free to open up to them. Just telling someone about what you are experiencing will help alleviate some of your stress.

Moving into, or experiencing, a new culture is very difficult and can be very frustrating. At the same time it can be one of the richest and rewarding experiences of your life. These suggestions should help alleviate some of the difficulties. But, there will always be bumps in the road. Use the bumps as learning experiences and try not to make the same mistake twice.

Remember, be flexible and have fun with it!

The Moral of Scott Pilgrim vs. the World: Evil Exes are Bad

Scott Pilgrim Styled Avatar

Image by Hardluck Hotel via Flickr

Here is another quick thoughts video. This time the movie is Scott Pilgrim vs. the World.

This post has a moral:

httpv://www.youtube.com/watch?v=SJwaIuNen-A

If you cannot see the video click here.

The Moral of The Twilight Saga: Eclipse

Jacob Black (Taylor Lautner), Bella Swan (Kris...

Image by Nayara - Oliveira via Flickr

This is my first ever video post. I will be making these a very regular part of the blog.

The idea being that shortly after I finish a movie, book, article, etc. I will share in a quick video my thoughts on that piece of media. At the end of each video I will be sharing a short “The Moral.” This first video does not include a “The Moral” section but the following videos will. I will still be writing posts as well, but check back often for these video posts because I watch and read a lot!

Please let me know your thoughts in the comments section.

Without further ado here is my take on The Twilight Saga: Eclipse:

httpv://www.youtube.com/watch?v=TCL273sa5sw

If you cannot view the video click here.

Don’t Call Your Wife a Nag! Don’t Live Life on Autocorrect!

Autocorrect fail

Image by Got Sarah via Flickr

Recently I was typing an email to my wife on my iPad and the autocorrect function changed a nickname I call her to nag. Thankfully I caught the autocorrect change and made a manual change back to her nickname. I don’t want to imagine what that conversation would have been like had I not corrected it. I probably would not have faired well.

Is Your Life on Autocorrect?

This snafu with the autocorrect function got me thinking about my own life and do I live too much relying on “autocorrect?” What things in my life do I do automatically instead of being aware of what I am doing? This function exists so that you do not have to think about spelling but can just type and mistakes will be corrected for you (there is still a long way to go with this technology correcting things perfectly). Theoretically, it allows your brain to go on autopilot as far as spelling goes and not have to worry about that one aspect of writing.

Obviously there are things in life that are best left to the automatic function: breathing, heart beating, blinking, body gets tired when it needs rest, if something is wrong it hurts, etc. If you constantly had to manually make any of those things happen it would be exhausting and you might forget at some point. Which might make it game over and there is no autocorrect for that.

But, it can be very dangerous to put everything in your life on autocorrect or autopilot.

  • You can get sloppy. When you are on automatic pilot your life begins to get sloppy and chaotic. The things you are doing will suffer in quality because you are not maintaining focus.
  • You can forget. If you put things on automatic, you will forget why you are even doing them in the first place. Sometimes doing things in the wrong situations because you lose track of what it is you are trying to accomplish.
  • You can be a danger to yourself and others. Certain things in life should not be done on automatic. Driving a car while your brain is on automatic and not paying attention will get someone seriously injured or killed.

Ways to Keep From Relying on Automatic

  • Focus. This one is obvious, but it is the mother of all ways to keep from drifting into automatic. When you lose focus on whatever it is you are doing, the likelihood for failure will increase.
  • Get a hobby. Getting a hobby, hanging out with friends, spending time alone, taking a nap, all allow you to do something that does not require you to be consistently focused (unless your hobby is chainsaw juggling). This will recharge your brain and help it to focus when important.
  • Get sleep. I don’t know about you, but when I am tired I have a really hard time focusing. I drift into autopilot and rely on my body and mind to just know what they should be doing. It is easy to make bad decisions and take stupid actions while tired.
  • Create rules to live by. In a previous post I talked about the importance of living by rules. Having rules allows your brain to focus more quickly and more easily, allowing your brain to not be taxed as much.

If you are living life on autocorrect right now, pick one of the areas above to work on and improve.

Also, share in the comment section below ways that you prevent yourself from drifting into autocorrect.

Are You Thankful For Anything?

Group of turkeys

Image via Wikipedia

What are you thankful for? Are you thankful for anything?

When was the last time you took time to think about what you were thankful for? Thanksgiving is a great time to do just that.

I have some friends who are living in the United States but are from a different country. They love Thanksgiving because they think it is such a great idea to have a national holiday with the purpose of giving thanks.

Do you take this for granted like I sometimes do? We have a day off to give thanks.

Being thankful is a choice that you have to make a concerted effort to be. It may get easier after awhile, but it takes time to develop. And sometimes there are certain experiences that will help you to be more thankful.

Years ago, I had the privilege to spend a few days in the Australian Outback in an Aboriginal community. The children there were so happy but had so little. It was humbling to be around people who were living off of  so little. I realized I take too many things for granted and was very thankful for all of the blessings that I have, not just material things but also opportunities. I have traveled to over a dozen countries; most, if not all, of the children will never even visit Sydney or any other world famous city in their own country. But even more humbling, I can eat what I want, when I want…they cannot.

I am thankful for these things and more.

Here are some ways that you can give thanks:

  1. Spend time with friends and family and tell them why you are thankful to have them in your life.
  2. Spend time helping those who have needs. This will help you to be thankful because you will realize all that you do have to be thankful for.
  3. Spend time taking a personal inventory of your life, and not just your possessions. Your personal inventory may include possessions, but I am talking about everything that you have (relationships, health, experiences, memories, a job, etc) and what they mean to you.
  4. Spend time being thankful to be alive.
  5. Spend time in the morning giving thanks. You will start the day with a better attitude then if you wake up complaining about _________. You fill in the blank.
  6. Spend time at night picking something from that day that you are thankful for and meditate on that. It will help you sleep better because you will not be focusing on something else that stresses you out.

Do you notice a similarity in all of the above suggestions?

Time.

Being thankful does not come naturally for most people. You will have to spend time developing the mindset of being thankful.

In Toy Story 3 (Spoiler Alert), Woody realizes how much he values and is thankful for all his friends after he spends time away from them. He is so thankful, he risks his “life” to help them escape a certain situation. Woody then chooses his friends over going away to college to be with his owner Andy. It took him spending time thinking about and reflecting on how much the relationships mattered to him to realize what he would be missing. This time helped his relationship with them mean even more than it already did.

During this holiday season, and every other day of the year, take some time and make it a priority to be thankful.

Everyone else will be thankful you did.

Share with us in the comments below what you are thankful for.

How to be a Leader Who Oozes Leadership

Predators2.jpg

Being a Leader

Leadership comes naturally to very few people, especially quality leadership. Most people have to learn and practice how to be a better leader. Whether you are good at it or not, you are a leader in some facet of your life. How do you become the type of person who oozes leadership?

Adrien Brody’s character, Royce, in the movie Predators takes leadership right away. There is no vote, no discussion, and although one person gives him a slight challenge for the role, everyone else cedes to him. He just oozed leadership.

We obviously don’t know his full life story, but we are given hints at his life up till that point and we can observe certain qualities about him.

Oozing Leadership

The things we learn from Brody’s character are:

  • Oozing leadership takes experience that manifests itself as confidence. Rare is the person who has not lead much and yet demands leadership without asking for it. During Predators we learn that Brody’s character has a long history of being in similar situations to the one he finds himself in during the movie. This experience gives him confidence in assuming leadership the others can tell he possesses.  This does not mean you always have to have had experience leading in order to lead with confidence. But, as you gain experience, you gain confidence and you will gain the respect of others.
  • Oozing leadership takes making tough decisions and actions, while knowing you may fail. Leaders are not perfect. But, a leader is willing to make the tough calls and act upon the decision. They are also able to do it knowing they may fail. This ability sets a leader apart from others. Often times, others are afraid to make a decision because of the fear of failure. Brody’s character had to make some extremely tough decisions that were sometimes costly to the group. But, because he was willing to make them and act on them, he was respected.
  • Someone who oozes leadership doesn’t have to verbally demand it. At the beginning of the movie, Brody’s character does not tell everyone they must follow him because he is going to be their leader. He starts doing and everyone else follows. He displayed knowledge, confidence in his knowledge, and the skills to do what needed to be done. These highly skilled men and woman follow him without him saying a word about it.
  • Oozing leadership takes the willingness to serve others. Overtime a leader will lose leadership if they don’t demonstrate the ability to serve those who follow them. Leadership means sacrificing for others. *SPOILER ALERT* When Adrien Brody at the end could get on an alien ship and save himself, he does not. He goes back to rescue two of the others from the group who are left behind with the one remaining Predator. He sacrificed the thing he wanted the most, to leave the planet, for the good of those following him. You do things like that and you will ooze leadership.

If you are reading this, you are a leader to someone in your life. You may not realize it, but there is someone who is watching you and looking to your for leadership. If you do some of things mentioned above you will ooze leadership and that person will respect you even more and others will begin to look to you as well. Handle your leadership responsibly.

Click this link if you would like to read my review of Predators.

If you liked this article please retweet it, share it on your Facebook page, or one of many other options by clicking on the share/save button below. I would also love to hear your comments on oozing leadership in the comment section below.

Movie Review: Predators

Predators.jpg

Imagine waking up and you are falling from the sky. You have no idea how you got there, but you know that it can’t be long before you hit the ground. This is the way Predators (starring Adrien Brody, Topher Grace, Alice Braga) begins.

From that very opening scene you know that something is not right. The synopsis of the movie is that a mixed bag of humans are dropped off on another planet to survive being hunted by aliens who are known as Predators. Each person was chosen because of who they are on earth (i.e. military, terrorist, gang member) and the killing skills they possess.

The objective: stay alive. The whole film the group is trying to figure out what is hunting them and how do they survive to get off the planet. The Predators are exceptionally skilled killers who adapt to their prey and learn from them in order to become even more efficient at killing. The odds are highly stacked against the humans surviving.

The film was creative in how each person dies in their own unique way. Most of the characters’ personality leant to how their death was carried out. One of the best scenes was between Hanzo (Louis Ozawa Changchien), a member of the Japanese gang the Yakuza, and one of the Predators. This scenes provides a taste of a good martial arts sword fight.

Before seeing the movie, and during the movie, I was wondering if and how they would acknowledge the original Predator (starring Arnold Schwarzenegger). I won’t ruin how it was done but I thought that it was incorporated in an interesting way.

I went to the movie with four other guys and Predators was the perfect guy movie. It has guns, explosions, killing, and plenty of other action. Surprisingly, the story line was not bad either. The movie did not just consist of random acts of violence and gore. There is also a good twist near the end of the movie.

Adrien Brody did a good job of being the alpha male leader of the group. I wasn’t sure he was going to be able to do it, but I thought he was a convincing lead as a tough mercenary, former military man.

Of course the movie leaves the door wide open for a sequel. I am sure the studio is waiting to see how well this first one does. But, if a group of guys, or gals, are looking to go see a typical guy movie, you will not be disappointed with Predators.

Stay tuned tomorrow for a second look at Predators and a moral that we can learn from it. Tuesdays will now feature a movie review of a movie that was released that weekend before it, followed on Wednesday by a typical moral post of that same movie.

11 Things Not To Do At A Bachelor Party

The Hangover.jpg

Have you seen the movie The Hangover (starring Bradley Cooper, Zach Galifianakis, and Ed Helms) (affiliate link)? In this movie you learn some important lessons about what to do and not to do at a bachelor party.

This is important information for me because I am going to a bachelor party in a couple of days. I thought I would go over some of things I learned from The Hangover (affiliate link) so I don’t repeat their mistakes.

11 things not to do at a bachelor party:

  1. Do not lose the groom to be. It kind of kills the purpose of a bachelor party if the groom to be is no longer attending the party. Make sure to keep an eye on him.
  2. Do not go to Las Vegas. If they would have crossed this one off of their list, they would have never gotten into the trouble they experienced throughout the movie. But if you are going to go Las Vegas you better keep the rest of these in mind. I won’t be going to Vegas. Denver is a lot less likely to get me into trouble, I hope!
  3. Do not invite the crazy soon to be brother-in-law. He can be too much of a wild card. Zach Galifianakis portrayed this character to a T. This is important to remember when you don’t know the soon to be brother very well and you are doing it be nice to your bride to be.
  4. Do not let already mentioned brother-in-law slip any drugs into your drinks. For that matter be careful who you take drinks from period. Things like drinking a date rape drug and remembering absolutely nothing of what happened during the night will then not be a problem for you. This is what causes the most trouble for the guys in the movie. The rest of these would hopefully not be an issue for you if you follow these first three, but we shall go on.
  5. Do not marry anyone while attending a bachelor party. This should go without saying but at least get to know the girl a little bit. You know, take her to something post bachelor party before you marry her.
  6. Do not steal Mike Tyson’s tiger. Don’t steal anyone’s tiger, but especially don’t steal MIKE TYSON’S tiger! The guy throws one of the hardest punches of any boxer ever and he’ll bite pieces of your ear off. Enough said.
  7. Do not steal money from other people. It is just not a nice thing to do, bachelor party or not. But, especially do not steal from people who are involved in the next piece of advice.
  8. Do not get mixed up with people involved in crime for a living. I don’t know about you but I would like to live past the bachelor party event. I would like to also attend the wedding. People who carry guns are typically not people you want to interact with while out celebrating.
  9. Do not call your girlfriend or your fiance about anything. Also, don’t answer the phone if they call. You are just asking for trouble to follow you if you start involving your other half.
  10. Do not get arrested. This is kind of a downer for a bachelor party. No one likes to spend time in jail and certainly not on the night where you are celebrating one of the few remaining times of bachelorhood.
  11. Do not do anything that you could end up at the hospital for. This is related to the previous piece of advice. It is another place that you don’t want to spend time at when you should be having a good time.

If you follow these eleven pieces of advice you will probably enjoy yourself and live to tell about it. But, that reminds me of a piece of advice I forgot to mention. 12. What happens at the bachelor party, stays at the bachelor party.